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0% and low rate finance now available on selected treatments!

Ultimate Beauty & Hair has teamed up with PayL8r to offer our customers the opportunity to spread the cost on selective higher ticket treatments.

PayL8r is one of the UK's leading short-term lenders which uniquely lends money based on your affordability not just your credit history.


Their process is dead easy; simply choose a monthly repayment plan that suits your budget and circumstances by selecting from a range of initial deposit amounts and terms such as, 3, 6, 9 or 12 months.

It's all about you

30 days 0%

Get 0% interest on any plan if you pay your loan back within 30 days.

Keep updated

Never miss a payment with monthly updates and text reminders.

Keep track

Track all your purchases and payment history via their customer portal.

Auto-repay

Payments are automatically taken from your bank account each month.

Early repayments

Payback your loan early with no penalty or extra fees.

Flexible payments

Change a payment date that suits you.

Freeze plan

Having financial difficulty? Switch your instalments to a freeze plan.

Easy & quick application

Take a 60-second application with an instant decision in most cases.

Safe & secure

Get bank-level security to ensure your details are guarded and protected at all times.

Frequently asked questions

  • Apply without affecting your credit.
  • High acceptance rates.
  • Low-interest rates.
  • Interest-free periods.
  • Flexible friendly finance.
  1. Hit the Apply Now button and checkout with Payl8r.
  2. Select a deposit and an instalment plan that suits you then simply complete the 60-second application form.
  3. Receive confirmation - your items have been paid for and on their way to you!
  4. Account setup, finally log into your account to view all purchases and payment dates.

You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.


Interest rates from 1% per month - remember, if you pay in full in the first month, your loan will be at 0% interest.


Click the Apply Now button at the checkout and you will receive an answer within minutes.

  • By having no CCJs within the last 3 years.
  • By having no accounts in default.
  • By being a UK resident.
  • Have online banking.
  • Have a regular source of income.

If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead by supplying an electronic 90-day bank statement.


Finance is subject to your ability to repay the loan. 


Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. The total amount you repay: £295.92 Total charge for credit: £95.92

Ultimate Beauty & Hair is a registered trading name of Ultimate Beauty Rooms Limited, a company registered in England under company number 09207809 and Credit Introducer and Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 675283. registered with the Office of the Information Commissioner reference number .

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